Give yourself a money makeoverPut thousands back in your pocket

While most people earn a max £200 a day, taking a day to sort your finances leaves many a grand a year better off.

Always think in terms of annual savings - £15 a month doesn’t sound much but it’s £180 a year. Here’s some OOMPH! to get you going.

• Owed £10,000s in PPI? If you've had a loan or credit card, check if you were mis-sold PPI. Don't worry if you don't have the paperwork, see the FAQs inReclaim PPI for Free.